AnyHour Online Features

Your Own Internet Application
With Immediate Approval
As with AnyHour Loan-By-Phone, the AnyHour OnLine service will generate additional application volume and profitable loans for your institution.

A few of the features of this service include:

Immediate approval after completion of the application.
You set the approval criteria appropriate for your applicants. When an applicant meets these criteria, the loan is approved with no delay of any type.

Up to three sets of approval criteria for different loans.
With the AnyHour OnLine, you can set different approval requirements for secured and unsecured loans. Again, you decide what is appropriate for your institution. This flexibility is built into the AnyHour OnLine.

Your applicants can decide to view the application web site in English or Spanish. Offer your products and services to all prospective applicants.

Loan operators are available around the clock with our live chat capability to answer questions and help visitors apply online. Get more applications completed accurately. Our highly trained operators offer exceptional service to users of your online loan service.

Your rate pricing strategy is fully supported.
Risk based pricing can be supported for any or all of your loan products. Relationship rate reduction pricing can also be used. The result of using these pricing capabilities is the member receives the correct rate at the time of application.

Loan policy can be followed.
AnyHour OnLine can support your loan policy. Loan requests that are to large or small for specific loan types are not allowed. You can identify maximum request amounts over which immediate approval can not be given.

Immediate approval can be turned off for certain loan types.
You may want some types of loans to be able to be available on AnyHour OnLine but, for underwriting reasons, you do not want immediate approval analysis to be performed. An example of this type of loan would be for an equity based product. Additionally, if your loan processing software automatically pulls a credit bureau report, the pulling of a credit bureau can be tuned off to eliminate you being charged for two reports.